GREAT START

Life Insurance that Grows with Your Child

What Every Parent (or Grandparent) should know about Child Whole Life Insurance

Protecting our children, now and in the future, is the life’s work of every parent and grandparent. While no one knows what tomorrow may bring, acquiring a child whole life insurance policy provides an added level of security that we all need in this uncertain world.

A Great Start® child whole life insurance policy is backed by the Guarantee Trust Life Insurance Company of Illinois. Guarantee Trust is a family-owned insurance company that was founded in 1936, and has spent over 80 years serving and protecting American families with superior insurance products. Over that time, there have been huge changes in the U.S. and throughout the world. And all during that time, Guarantee Trust has stood by its policy holders and has earned the trust of untold numbers of American families.

When that special child in your life is accepted for a Great Start® child whole life insurance policy, you can rest a little easier knowing that you are helping provide a level of security that can help serve them well for many years to come.

Parents and grandparents alike have many questions about child whole life insurance and we are here to help. Feel free to reach out to us at any time to ask questions or explore insurance options.

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  • Who Is Allowed To Apply For a Child’s Policy?

    • Parents, grandparents and legal guardians of the proposed insured baby, child or teen can all submit an application for a Great Start® child whole life insurance policy. Parents have an obvious concern and interest in insuring their babies and children, but grandparents today are often equally involved in the lives of their grandchildren and seek out the protection offered by Guarantee Trust Life Insurance policies.

  • What Are The Ages Of Children Who Can Qualify?

    • For a baby or child to qualify for a Great Start® child whole life insurance policy, they must be between the ages of three months old through one day before they turn 25. These are the ages when it is easiest to acquire quality whole life insurance and every guardian should consider this opportunity to secure a policy for that special child in their life when rates are most affordable.

  • How Difficult Is It To Apply?

    • The process is simple and can be done in just a few minutes on this site. All we ask are a few simple questions about the child to be insured like their name, age, policy owner’s address, their general health and the face amount of the policy. That’s it. Once it is submitted our policy team will review the application and get back to you quickly with an answer. It’s that simple. Click here to apply today.

  • Can My Child Keep Their Policy Into Adulthood?

    • Life insurance can sometimes be harder to obtain when we are older and start to face more health challenges. That is why it is important to secure a whole life policy for your child when they are young. Once they secure a Great Start® child whole life insurance policy they are guaranteed to keep their protection into adulthood as long as premiums are paid. As an adult, your child will have three opportunities (at age 31, 34 and 37) to increase their coverage, up to 4 times the original plan, regardless of their health or occupation!

  • Will My Child Be Able To Afford Their Policy As An Adult?

    • Securing a Great Start® whole life insurance policy when your child is young means that they enjoy low rates for high quality insurance. And this extends into the future. For instance, at age 25 the life insurance premium for $20,000 in coverage will increase to $372.00 annually and will remain unchanged for the rest of their life. That is a lot of coverage for a very affordable price!

  • What if My Child Wants To Join The Military?

    • For many of our children, military service will either be their career or part of their life’s journey. At Guarantee Trust Life Insurance, we honor those who serve our country and pledge that your child will be able to keep his or her insurance if they join and serve in any brand of our armed forces.

  • What Levels Of Coverage Are Available?

    • Currently, we offer 6 levels of child whole life insurance: $5,000, $10,000, $15,000, $20,000, $25,000 and $30,000. You pick the level that is right for your budget and the amount of protection you want to provide.